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Stone House of St. Charles
314-686-9544
Fenton, MO
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SliderImportant Investment!

Travel Insurance Waiver Agreement

Risks of Declining Insurance

Purchasing travel protection can minimize monetary loss due to circumstances beyond your control as a traveler. We believe that your upcoming vacation is a significant investment which you should protect. For this reason we strongly recommend you purchase travel protection.  If you choose to decline this valuable protection, you are assuming any financial loss associated with your travel investment. 

Furthermore, the US Health Care Financial Administration (HCFA), the federal agency that supervises Medicare, and the U.S. State Department advises Americans to purchase travel protection when they travel abroad. “Medicare, and many health insurance plans do not cover you when you travel abroad” (noted on page 3 of the U.S. Passport). 

Depending on the vendor/supplier policy, travel protection may cover:
Emergency Medical & Dental
Evacuation&Repatriation
Accidental Death & Dismemberment
Trip Cancellation & Interruption
Baggage Loss 
Baggage Delay 
Trip Delay 
LossDamageWaiver 
Scheduled Air 
24-hour Travel Assistance Services
Emergency Medical Profile
Or more

The Truth About Travel Insurance

Travel insurance is one of the best things to “waste” your money on—because if you bought it and didn’t need to use it, that means your trip went off without a hitch. And that’s the goal, right? The alternative—having something go wrong and being unprotected—is far less fun and often far more costly. From understanding the difference between covered reasons and Cancel for Any Reason policies, to knowing how your refund will be issued, it’s crucial to read the fine print and choose the option that fits your travel style and comfort level.

No policy is one-size-fits-all, but peace of mind while you travel makes it worth the investment!

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